Water Damage Claims Are Often Underpaid or Limited
Water damage can spread quickly and cause extensive structural and material issues if not properly assessed. From burst pipes and appliance failures to roof leaks and hidden moisture, water-related losses often lead to complex insurance claims. Insurance companies frequently limit coverage based on cause, timing, or mold exclusions. Without thorough documentation and policy interpretation, Utah property owners may receive settlements that fail to cover proper drying, remediation, and repairs. Optivus Claim Solutions helps ensure covered water and mold damage is accurately documented and fairly evaluated.
Denied claims due to late reporting or causation arguments
Inadequate drying or mitigation scope
Disputes over sudden vs. gradual water damage
How Optivus Claim Solutions Advocates for You
Optivus Claim Solutions represents policyholders throughout the entire water and mold damage claim process. As licensed Utah public adjusters, we work exclusively for property owners — never insurance companies.
Our Services Include:
Documenting visible and hidden moisture damage
Identifying covered causes of water loss
Reviewing policy language related to water and mold coverage
Preparing detailed repair and remediation estimates
Communicating and negotiating directly with the insurance company
Preparing detailed repair and remediation estimates
Reviewing policy language related to water and mold coverage
When to Contact a Public Adjuster for Water Damage
Many policyholders wait until problems arise — but early involvement can make a significant difference. Consider contacting Optivus Claim Solutions if:
You experience a burst pipe, appliance failure, or plumbing leak
Hidden Water Damage
Water damage spreads beyond the visible area
Mold Discovery
Mold is discovered after a water loss
Coverage Disputes
The insurer disputes coverage or limits repairs
Insufficient Insurance Payments
Insurance payments fall short of repair costs
Why Water Damage Claims Require Careful Documentation
Water and mold claims rely heavily on documentation, timing, and policy interpretation. Insurance adjusters may minimize damage or apply exclusions without fully accounting for how water behaves within a structure.
Having a licensed public adjuster involved helps ensure moisture damage, remediation needs, and repair requirements are accurately represented — protecting your interests throughout the claim process.
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Not Sure If Your Water Damage Claim Was Handled Fairly?
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Optivus Claim Solutions is a licensed Utah public adjusting firm representing policyholders in first-party insurance claims. No guarantees of outcome are made.
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